| As Lunar New Year celebrations unfold and we gather with friends and family, let us remember that prosperity is not just about wealth and abundance but also about the wisdom shared and traditions passed down through generations. Amid the laughter, meals, and festivities—and the inherent hope and symbolism they carry—be kind and mindful to yourself and others, ensuring that the deeper meaning of heritage, connection, and togetherness endures beyond the moment. | | The Art of Red Packets: A Parent’s Guide to Financial Wisdom During Lunar New Year This article highlights how parents can use the tradition of red packets to teach children financial literacy, focusing on saving, spending, and sharing wisely. | | 5 Ways To Deal With Chinese New Year Leftovers This article offers creative ways to repurpose Chinese New Year leftovers into new dishes. It suggests making bak kwa sandwiches, creating cookie crumbles for desserts, turning mandarin oranges into marmalade, converting pineapple tart fillings into jam, and using leftover meats and bones to make flavorful stocks. | | 8 Ways to Spring Clean Your Finances This Year  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Joo Chin Tay | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Joo Chin Tay, All rights reserved. | |  | | Cheok Chuan Hock, Engineer I got to know Joo Chin through a friend’s recommendation. My first impression of her is very friendly, patient, and sociable.
Throughout the years, she also demonstrated her professionalism by giving insurance advice on different occasions. Also appreciated the yearly review done by her to help us understand our policy coverage. But afraid not, she is not pushy at all. She will explain the policy details to you with little or no expectations from you. She is definitely an Insurance Agent I would recommend. | |  | | Zuraida, Cabin Crew (Purser) It Is So Nice Having You As My Agent. The Quality Of Service Provided By You Is Second To None. My Family And I Really Appreciate You Going Above And Beyond The Call Of Duty. You Soar To The Occasion. Thank You Joo Chin For Taking Care Of Our Insurance Needs And Being A Friend Who I Can Rely On. You Are A GEM! 💎
| |  | | Seri, Admin Executive Joo Chin is not only my insurance agent, she is my ex school mate and ex colleague turned good friend. We connected instantly due to similar vibes. I was in the hands of a seriously pushy and judgemental agent previously. As soon as I found out Joo Chin is from the same insurance company, I asked if she was willing to take over my policies. Of course this is an added administative work for her as she does not gain any commission from me. However due to her kindred spirit, she readily accepts my request. We have come a long way since. Joo Chin is not just my agent or friend, she is like family. She is not judgemental, she listens and gives wise advice. She promotes products but will never be pushy. She is really hardworking and disciplined. She keeps track of my investment progress and gives me timely updates. I love how she is an agent with a heart. She thinks of my mum during Mothers' Day and sends flowers. She even helped me promote and supported my little home baking business while I was unemployed. She is someone I feel at total ease with. Trustworthy, hardworking, disciplined, organised and wise 🥰 | |  | | Syafiqah, Laboratory Technician Joo Chin understands my needs and expectations. I love it when she patiently explains the policy to me, making sure I understand them. One thing I like about her is, she is not pushy. I always get turned off by agents who are pushy. But she’s not. She accommodates to the policy that I NEED based on my occupation/ personal life. Overall, she’s someone I trust and believe in.
| |  | | Winnie, Policewoman Joo Chin is patient in her explanation and makes the effort to do deeper research to address to our doubts instead of just providing an answer just for the sake of it. I also appreciate her making the extra effort by compiling a list of our insurance – that consists of detailed information of each policy, just for our easy reference. | |  | | Liann, Pharmaceutical Sales
I’m glad our paths crossed through our ex company.
My first impression of Joo was that she’s a petite young polite lady. Little did I know Joo is an insurance agent till we get to know each other more.
To cut the story short, I seek Joo’s advice regarding one of my policies which I signed up at a bank from a lady who approached me when I was dealing with some personal bank stuff.
When I needed advice from this particular person, she was uncontactable and would reject my phone call.
I learnt my lesson not to sign any policy or savings plan through bank as they merely prioritize sales and there is no after-sales service.
Joo was my saviour. She advised me the best way to deal with the situation and patiently explained on my next course of action as well as suggested a few ways to solve the issue.
Thereafter, I transferred all my policies with Prudential (as these policies are managed by someone whom I do not know) to be managed under Joo.
My whole family is now at ease as we have a reliable and responsible agent to handle our policies.
I am so relieved now and Joo is highly recommended as she’s not merely ‘selling’ policies. She will insure you with service above and beyond. Even during her confinement!
Many thanks to you, Joo for being such a thoughtful and trustworthy agent. I wish you the best of everything in your future endeavours :) | | | | |
