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Joo Chin Tay

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A Monthly Curated Newsletter

In life, there are days and moments where everything we do does not feel enough, or face situations that are beyond our control. A common response to such instances is to doubt ourselves and our abilities, and that is a very normal and human thing to do. But the effect of self-doubt can cut both ways: It can either spur us to achieve our goals and thereby boost our confidence levels, or cause us to feel entirely powerless and paralysed. Fortunately, whether we allow it to work for or against us is mostly up to us. In this issue, we will explore the ways in which we can harness self-doubt to build confidence -- one step at a time.

Moving from Self Doubt to Self Confidence

It would be nice if moving from self doubt to self confidence just came naturally. However, moving from self doubt to self confidence is a practice you can adopt, with practice. When you are able to identify where your insecurities lie and what is stopping you from feeling confident, you can then start the process of moving from self doubt to self confidence. You will be able to work on eliminating the blocks that are keeping you from moving through life with assuredness. Here are some of the culprits for the patterns of self doubt and ideas for what you can do about them.

 
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Why confidence and knowledge can lead to smart money decisions

Two common areas that cause people to procrastinate financially are knowledge and confidence. Logically, we know that financial literacy can boost our confidence to make informed money-management decisions. Yet, many people tell me that they lack the confidence to learn and absorb that financial knowledge, which holds them back. However, everybody is capable of effectively managing their money. While some need mindset adjustments, others need a confidence boost or a little reassurance that they are on the right track. Take small steps, follow and when doubt starts to creep in, remind yourself that money is only a tool and you are learning.

 
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9 Habits That Are Destroying Your Confidence

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Joo Chin Tay
 
 
 
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Testimonials and Referral Notes

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Cheok Chuan Hock, Engineer

I got to know Joo Chin through a friend’s recommendation. My first impression of her is very friendly, patient, and sociable. Throughout the years, she also demonstrated her professionalism by giving insurance advice on different occasions. Also appreciated the yearly review done by her to help us understand our policy coverage. But afraid not, she is not pushy at all. She will explain the policy details to you with little or no expectations from you. She is definitely an Insurance Agent I would recommend.

Sharon Yuen, Executive Assistant

Ms. Joo Chin has been providing us with such professional and efficient service since I first engaged for my family insurance a couple of years ago. She has always responded to our requests quickly. Kudos to her extra effort, responsive, professional service, excellent job done to complete my policy. Will highly recommend it to all who want to consider buying any kind of insurance. No hard sell from her as she genuinely proposed the right policy to cater to your needs! Overall, thumbs up!!

Zuraida, Cabin Crew (Purser)

It Is So Nice Having You As My Agent. The Quality Of Service Provided By You Is Second To None. My Family And I Really Appreciate You Going Above And Beyond The Call Of Duty. You Soar To The Occasion. Thank You Joo Chin For Taking Care Of Our Insurance Needs And Being A Friend Who I Can Rely On. You Are A GEM! 💎

Syafiqah, Laboratory Technician

Joo Chin understands my needs and expectations. I love it when she patiently explains the policy to me, making sure I understand them. One thing I like about her is, she is not pushy. I always get turned off by agents who are pushy. But she’s not. She accommodates to the policy that I NEED based on my occupation/ personal life. Overall, she’s someone I trust and believe in.

Evon, Business Development Manager

With Joo as a financial planner, I feel assured that my best interest is taken care of. She keeps me posted of any news that impact my policies and even looks out for better alternative options years after my policy has been bought. I really appreciate her level of service and dedication. Highly recommended because she truly cares!

Liann, Pharmaceutical Sales

I’m glad our paths crossed through our ex company. My first impression of Joo was that she’s a petite young polite lady. Little did I know Joo is an insurance agent till we get to know each other more. To cut the story short, I seek Joo’s advice regarding one of my policies which I signed up at a bank from a lady who approached me when I was dealing with some personal bank stuff. When I needed advice from this particular person, she was uncontactable and would reject my phone call. I learnt my lesson not to sign any policy or savings plan through bank as they merely prioritize sales and there is no after-sales service. Joo was my saviour. She advised me the best way to deal with the situation and patiently explained on my next course of action as well as suggested a few ways to solve the issue. Thereafter, I transferred all my policies with Prudential (as these policies are managed by someone whom I do not know) to be managed under Joo. My whole family is now at ease as we have a reliable and responsible agent to handle our policies. I am so relieved now and Joo is highly recommended as she’s not merely ‘selling’ policies. She will insure you with service above and beyond. Even during her confinement! Many thanks to you, Joo for being such a thoughtful and trustworthy agent. I wish you the best of everything in your future endeavours :)